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Financial Literacy
Articles
ABOUT YOUR
MONEY
Changing Your Views On Money
What do you know about money? Money is liberating when
you have it. You can do things like buy new cars, support your family, pay for
education and so forth. Money is linked to finances: it helps pay...
Finances And Lifestyle
Many people have their own idea of what lifestyle
really is. But it is clear that finance and lifestyle need to co-exist in some
form. In order for you to afford a certain lifestyle, you need to be
in...
Personal Finance Is Your Responsibility
Whether or not you choose to ignore it, you cannot
deny the truth embedded in this statement: Your personal finance is and always
will be your responsibility. When it comes to finance, many people
close...
Listening (and acting) for money
Looking at how you 'listen' for money gives insight
into what you believe. If you believe it, then you are not out of integrity and
you CAN raise your standards, aspirations and level of success! One of...
HOME BASED
BUSINESS
BUDGETING
Financial Freedom is Found in the Money
Bucket
The second option can actually be the easiest and
best, thoughit will take some effort.Option #2: Plug the holes (Spend
less).Impossible, you may say. Three steps will help you.Step 1: Identify the
leaks.Keep...
How Well Organized Are Your Finances?
The word finances has become a regular part of our
vocabulary. We as a society and as individuals are learning the importance of
finance and monetary strategy. Money has become more and more valuable...
Dave Ramsey
Since 1988, Dave Ramsey has helped thousands or people
with a twelve-week program called Financial Peace University, and sponsors
seminars in churches and corporations throughout the country.
FINANCIAL
PLANNING
Banks Can Help You Improve Your Personal
Finance
Banks are well known for managing finance. This is why
many people seek advice about personal finances from professionals at their
local bank. Banks can provide you with personalized finance solutions...
Saving For Your Child's School Finance
The best advice that any parent can get is to start
saving early. College tuition fees can cause a strain on your family's budget
and lifestyle. You need to have a goal to keep you motivated to save.
Marriage And Personal Finance Independence
The first rule of personal finance is to avoid ceding
control of your finances to anyone. They are your responsibility; and the
minute you let go of the control reins, you will find yourself with a
number...
Are Your Finances Prepared For A Family
Extension?
One of the most enjoyable and happy occasions in a
couples life is the extension of the family unit. Whether this is through
pregnancy or adoption, the joy is all the same. The trouble, however,
begins...
Are Your Finances Prepared For Divorce?
Life is hard and nothing is more testing and straining
than going through a divorce. A divorce can indeed be a stressful time without
the added pressures on ones finances. Besides emotional stress, a
divorce...
What You Need To Know When Pursuing
Wealth
Whether you're pursuing wealth for personal, family or
society needs, the constant applies: there are laws of success and
variables that you need to know of before doing so.
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Certified Financial Planners
Certified financial planner is a title conveyed by the
International Board of Standards and Practices for Certified Financial
Planners. To become a certified financial planner, one must pass a series
of...
Financial Services Help Manage Money
Managing your money is one of those complex areas in
life that benefits form the help of experienced professionals. The intricacies
of banking, asset and wealth management are so complex that if you
find...
Fee Only Financial Planners
While talking about fee only financial planners, one
thing should be taken into consideration is that "Fee-Only" planners are
compensated solely by fees paid by their clients, and do not accept
commissions...
Hiring a Financial Advisor
When hiring a financial advisor you don't want to
simply hire someone who looks like they know what they are doing, but rather a
financial advisor that knows what they are doing and has proof. You
will...
How Student Loans Can Ease Your Financial
Burden
Student life can be hard, especially if you have
limited funds for your college tuition. Finance increases the burden that many
students are already facing by just being in college or university.
Many...
What Are The Benefits Of Using Yahoo
Finance?
Yahoo is an internationally used search engine helping
people obtain information they need about all sorts of things, including things
like finance. Yahoo Finance is about getting financial information...
Tips for Financial Planning
Financial planning, something we all know we need to
do, but always put off to the future. Financial planning is hard simply because
it requires financial discipline, which is difficult to have in this...
Key Elements To Successful School Finance
Management
Ensuring our children get a college education is an
essential element in an overall plan to give them the tools they need for
success in life. A good education will allow our children to obtain the
qualifications...
The Importance Of A Financial Advisor
When it comes to managing your finances, you can
certainly do it yourself. If you don't feel comfortable doing that, you can use
the services of a financial analyst or a financial advisor. Choosing
one...
Consumers Need Long Term Solution To Money
Problems
In a poll conducted by the Department of Work and
Pensions (DWP), more than half (55.4 per cent) of consumers claimed that they
are struggling to manage with the various demands on their money in the
wake...
Stay At Home Moms As Household Financial
Managers
The job of being a housewife usually includes caring
for the children, the house, and the finances. While your counterpart provides
the money, you have to stay at home and make sure the money is used
wisely....
America's New Health Savings Plan
The savings program which became available January
2004 is known as a Health Savings Account (HSA) During his Sate of the Union
address earlier this year, President Bush discussed the long term
savings...
How Can You Benefit From A Financial
Calculator?
When you are in search of information about personal
finance, you will find that using a financial calculator to determine your
mortgage or home loan payments can be quite helpful. The reality is,
however,...
DEBT ELMINATION
Basic Advice On Destroying Debt
People of all ages, from various fields and in all
sorts of circumstances get into debt for a variety of reasons. Unexpected
events like job losses, illness, business failure and divorce can all
result...
How Debt Consolidation Can Go Wrong
It's no secret that in today's society personal debt
is becoming more and more of a problem. After years of easy access to cheap
credit, and a willingness by lenders to extend lines of credit beyond
that...
Tips For Eliminating Credit Card Debt
Too much credit card debt is a problem for a large
percentage of households. It is important that you do all you can to reduce the
amount of debt you have accumulated on them. Making minimum payments
isn't...
RETIREMENT
Preparing For Your Retirement
It is never too early to start thinking and preparing
for your retirement. Here are some things to consider about this very important
time in your life. Review your finances. Knowing where you stand will...
Saving For College or Retirement?
College for the kids or retirement for you? Which goal
has the highest importance? Or can you possibly save for both? These are a
couple of the most frequently asked questions of financial planners.
First...
Are Your Finances Retirement Friendly?
Retirement is an issue most young people avoid
thinking about. Yet, it is a reality that comes with age. Taking steps to
ensure that you have enough money to enjoy your retirement is important. You
need...
HOME FINANCING
How To Finance Your Dream Home
Buying the house of your dreams can be a positive step
in your life. It indicates that you are moving forward in life and expanding
your horizons. However, even when the dream is there, it does not
necessarily...
How to Afford a Second Home
Many Americans have the dream of having a home away
from home. Last year, thanks to the aging baby boomers and tax code changes,
second home sales made up almost a quarter of the residential real
estate...
AUTO FINANCING
Auto Finance
Have you decided to buy that long awaited new car, or
perhaps a second hand car? The budget is tight but you have done your
calculations and you know that it would be cheaper to buy a car than to
constantly...
Car Buyers Get Help from Online Calculators
If you need to purchase a new or used car, truck or
other type of vehicle but dont know exactly how much you can fit into your
budget, there is help. Online calculators help determine how much car
you...
Don't Trade In Your Used Car
If you're buying a new car, don't trade in your used
car to the dealer. You can get a much better price by selling your used vehicle
before buying the new one. Or, go ahead and buy the new car and then...
Why Buying a New Car Isn't Smart Business
Before you buy your next car, you need to know why
buying a new car isn't smart business. That's right! In many situations, buying
a used car is much smarter than buying a brand new vehicle. Why isn't...
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